Job Location:Beijing/Shanghai/Shen Zhen
Core Responsibilities:
?Responsible for supporting the client’s overall credit risk (both corporate and retail credit) engagement and project delivery activities
?Develop and build core enterprise risk management solution, credit risk management solutions, assets to enhance credit risk consulting capabilities
?Be experienced in building rapport with clients, establishing a trustworthy relationship
?Experienced in drafting RFPs, RFIs and project proposals for credit risk projects.
?Had project management experience and as a key SME (subject matter expert) delivery team leader in project delivery
?Had prior experience and knowledge with key credit risk vendors and their implementation methodology
?To be able to leverage available IBM resources and liaison with other IBM credit risk initiatives and solutions
?Represent IBM at high level conferences and workshops in credit risk related areas.
?A fast learner, with positive attitude and a team player

Qualifications (education, seniority, professional experiences, etc.):
?At Least 5 years proven experience in commercial bank, investment bank or leading consulting companies on credit risk and Basel II/Basel III areas
?Very strong in credit risk management knowledge and practical management experience, especially in one or more of the following areas:
oObligor and credit facility rating, including rating models, business processes (PD/LGD)
oRWA
oRisk Data Mart
oEconomic capital, RAROC and capital allocation
oCollateral management, CRM optimization
oBalance sheet loan and deposit pricing methodology and management
oIntegrated risk management reporting and risk indicator based management framework
oBasel II/Basel III initiatives
oICAAP
?Excellent knowledge of credit risk management business processes, credit lifecycle management; from credit origination, risk rating, risk review, risk limit management to risk reporting, monitoring, risk policy, risk governance, etc
?Very Good knowledge of the functionalities and implementation experiences on key credit risk product vendors, such as Reveleus/Oracle, Fermat/Moody’s, Sunguard, Algorithmics, Moody’s KMV, Kamakura, SAS, Fair Isaac, etc
?Preferably with a master degree in risk management related fields with good quantitative/IT skills. CFA or PRMIA or GARP qualification also desirable.
?Prior working experiences in international and domestic financial institutions are highly required
?Willing to travel to fulfill business needs

Other Competencies:
?Excellent communication and presentation skills
?Good written and verbal English and Mandarin language skills
?Good understanding of risk database warehousing and experience with credit risk software integration.
?Desirable but not a prerequisite: Software skills (C, C++, VB, Matlab, SPSS), or other statistical packages plus application software integration knowledge such as SAS, Algo, Credit manager, Kamakura

IBM，即國際商業機器公司，1911年創立于美國，是全球最大的信息技術和業務解決方案公司，也是唯一一家在世界各地包括中國，能夠提供從硬件到軟件服務、以及端到端的解決方案和高端咨詢的IT企業。

IBM的服務業務部門是全球最大的信息科技及咨詢服務供應商，針對全球客戶對信息科技服務業務不斷增長的需求，提供更高價值的服務與解決方案。IBM 于1999 年開始在中國建立了全球服務執行中心網絡，如今的中國全球服務執行中心已成為 IBM 在全球的第二大全球服務執行網絡。IBM 在全球所有的服務執行中心都遵循相同的服務標準、并采用統一的開發流程和方法。

IBM中國全球服務執行中心提供廣泛的服務，包括業務咨詢、系統集成、應用軟件開發、測試和管理、解決方案管理、業務流程轉型外包和 IT 基礎架構外包與托管服務等。該中心還支持包括 SAP、Oracle、Siebel等在內的整體解決方案，大型機以及電子商務應用等。IBM中國全球服務執行中心已經在國內八個城市包括：上海、深圳、大連、成都、武漢、佛山、北京和蘇州（2012年投入運營）設立運營中心，向全球客戶提供服務。

2011年，IBM中國全球服務執行中心年獲得美國軟件工程協會（SEI）的CMMI 1.3版本能力成熟度5級認證，這是繼2009成功獲得應用服務管理ISO20000和信息安全管理ISO27001兩項國際認證后，IBM中國全球服務執行中心在服務質量控制道路上的又一重要里程碑。隨著業界最新和最高級別的國際性質量控制標準在中國全球服務執行中心全面實施，IBM中國全球服務執行中心將憑借其在質量控制領域的出色表現繼續引領中國的應用軟件服務外包市場。